Our Goal Is to Educate and Protect the Policy Holder
Tom Renner Public Adjuster in Stow, OH is a part of Metro Public Adjustment. Welcome to our website!
WHO ARE WE, AND WHAT CAN WE DO FOR YOU?
Because of our experience, we have come to realize that a well-educated homeowner is in a superior position to deal with the many problems that occur in owning a home. That's exactly why we focus so much of our time and attention on educating policyholders.
In doing so, we can provide services that not only serve our client’s needs but also helps to position them, if need be. This is so that they can have an advantage if or when they're filing a home insurance claim.
“WHEN YOU EDUCATE YOURSELF, YOU ARE LEFT WITH MORE CHOICES.”
FREE Policy Reviews
The fact of the matter is, very few homeowners fully understand their home insurance policy.
- What EXACTLY is covered?
- What are "Exclusions?"
- How much coverage do you have?
- What is your deductible?
These are things that you, the homeowner, must be clear on, before placing a home insurance claim. An educated consumer is a well-prepared client. We'll decipher your policy so you fully understand what is being offered, and most importantly, what you are being covered for.
The worst thing is to find out you are not covered for something you thought you were when you need that coverage most. Our FREE policy reviews can help you avoid that very common mistake.
Re-Open Claims
You already went through the process of placing your home insurance claim. However, you're not satisfied with your settlement. We’re here to help!
Unfortunately, many home insurance claims are not represented by Public Adjusters. Smart Money Magazine published an article that states that 80% of homeowners accept the first offer presented to them. That first offer is typically 25 – 40 cents on the dollar.
Our company can re-open a claim up to 12 months from its settlement date in some cases. If you have filed a claim over the last 12 months and was not satisfied, we can represent for you! We will review your case to see if we are able to secure a better settlement.
Represent Your Claim
Most homeowners are simply not prepared to represent their claims properly. A lot goes into successfully presenting a home insurance claim.
- What was the peril that caused the damage?
- Where did the damage start and finish?
- What is needed to bring the property back to "Pre-Damage Condition?"
- What is the current labor cost associated to complete the repairs?
These questions and many more, need to be detailed in a claim so that the homeowner gets awarded the maximum settlement that you deserve. So we ask you to sit back and relax.
Let us handle the ENTIRE process. From placing phone calls, writing letters, preparing estimates, to meeting with the company adjusters, WE DO IT ALL. This is our expertise. This is how we help you win!
Business Claims
Business claims present different challenges when placing insurance compensation requests. These specialized claims require even greater detail than home insurance settlements.
- What inventory was lost during the damage?
- How much time was the business not functioning, therefore losing money?
- What EXACTLY is covered in a business policy?
In business insurance claims, YOU MUST KNOW what you are doing in order to recover the highest settlement possible. This is not something you are going to want to experiment with.
Our company has been a trusted name in the business insurance claims process for over 20 years. We fully understand the ins and outs of this process. We know what it takes, from beginning to end, to get you and your company paid appropriately, and gets you up and running A.S.A.P.